Visiting Canada? One of the most important things to consider before your trip is travel insurance. Canada has world-class healthcare, but medical services are expensive for non-residents. Without insurance, even a minor illness or accident can lead to thousands of dollars in medical bills.
1. Is Travel Insurance Mandatory for Visitors to Canada?
✔ Not mandatory for most visitors, but highly recommended
✔ Required for Super Visa applicants (minimum CAD $100,000 coverage)
✔ Some visa-exempt travelers may be asked to show proof of insurance
2. Why Do You Need Travel Insurance?
✔ Medical Costs Are High – A simple hospital visit can cost CAD $1,000+
✔ Emergency Care – Ambulance rides and surgeries can cost tens of thousands
✔ Trip Cancellations – Covers non-refundable flight, hotel, and tour expenses
✔ Lost Luggage or Theft – Protects valuables during travel
3. What Does Travel Insurance Cover?
Most travel insurance plans include:
✔ Emergency medical care (hospital visits, doctor fees, medications)
✔ Emergency evacuation (transport to your home country if needed)
✔ Trip interruption & cancellation (reimbursement for missed or canceled trips)
✔ Baggage loss or delay (compensation for lost/stolen belongings)
4. How Much Does Travel Insurance Cost?
✔ Prices vary based on age, trip duration, and coverage level
✔ On average, expect to pay CAD $50 – $200 per person for a 2-week trip
✔ Higher premiums for older travelers and pre-existing conditions
5. Where Can You Buy Travel Insurance for Canada?
✔ Private Insurance Companies (Manulife, Allianz, Blue Cross)
✔ Travel Agencies & Airlines (Offer add-on insurance during booking)
✔ Credit Cards (Some offer free travel insurance—check your benefits)
6. Who Should Get Travel Insurance?
✔ Tourists – Short-term visitors exploring Canada
✔ Super Visa Applicants – Parents & grandparents must have insurance
✔ Students – Some study permits require medical insurance
✔ Business Travelers – Protection for unexpected work-trip cancellations